When Algorithms Decide Over Your Wallet
Imagine your hard-earned money developing its own morality. Suddenly it’s no longer just printed paper or a digital number in your account, but a strict guardian of your “social responsibility.” Want to buy a steak? Your money says: “No, too much CO₂.” A plane ticket to Spain? “Only with a climate certificate.” A donation to the wrong organization? “Transaction denied.”
That’s exactly what’s happening right now: banks, states, and payment providers are turning into moral apostles, policing your consumer behavior. And the technical foundation for this? Your digital identity. Without an E-ID, you may soon not even be able to access an online shop.
From Cash to E-ID
In the past, cash was neutral. A tenner was a tenner – no matter if you used it for flowers, beer, or books. Today, however, central banks dream of programmable digital money (CBDCs). Every franc, every euro is to be tied to rules: expiry dates, spending restrictions, bonus systems for “good behavior.”
And for that to work, they need you – or rather: your E-ID. It will become the master key linking all your payments to you. No E-ID, no transaction. No E-ID, no account. No E-ID, no access.
Your money becomes an electronic leash, your identity the collar.
Infinity-Economics: Rethinking Identity and Money
And this is where Infinity-Economics comes in: XINs are neutral – and your identity can remain self-sovereign. Instead of a state-controlled E-ID, the blockchain offers a decentralized model: Self-Sovereign Identity (SSI).
With it, you decide what data you share. Your wallet doesn’t ask for a certificate to check whether your purchase is politically correct. It only asks for your private key. Period.
This is the real revolution: money and identity that truly belong to you. No moral filters, no expiry dates, no hidden coercive rules.
And What If …?
What if your salary soon only arrives as a programmed coin in your account – released only after an E-ID scan and usable only for “socially approved purposes”?
Then you may long for what you could already have today: an open, neutral, incorruptible system. Infinity-Economics.
Freedom also means this: you get to decide whether to spend your XIN on an organic apple or a Big Mac. And you decide whether your identity is tied to a government database or to your own wallet.